The Nationwide Well being Insurance coverage Scheme (NHIS) stays one of the necessary social interventions in Ghana’s healthcare system.
For a lot of Ghanaians, it’s a lifeline that removes the monetary burden of paying for primary healthcare out of pocket.
However whereas many individuals personal an NHIS card, not everyone seems to be absolutely conscious of what it covers and what it doesn’t.
With a legitimate NHIS card, sufferers can entry each out-patient and in-patient companies at accredited hospitals and well being centres.
This consists of consultations with medical doctors, laboratory exams, ultrasound scans, and prescribed medicines listed underneath the scheme’s permitted drug checklist.
Minor surgical procedures completed with out in a single day stays, equivalent to hernia repairs and drainage of abscesses, are additionally coated.
The scheme helps scientific household planning companies and gives therapy for sure forms of cancers, together with 4 main childhood cancers.
If a affected person is admitted to the hospital, NHIS covers normal and specialist care, surgical procedures, medicines, physiotherapy, and even feeding the place accessible.
For ladies, maternal companies equivalent to antenatal care, regular supply, Caesarean sections, and postnatal visits are all catered for.
Eye care companies like cataract elimination and visible testing, in addition to some psychological well being therapies for circumstances like melancholy, anxiousness, and schizophrenia, have been added to the bundle in recent times.
Emergencies should not overlooked. Whether or not it’s a highway accident, a medical disaster, or a surgical emergency, the NHIS gives help. CT scans and MRIs are additionally allowed in emergency trauma instances.
Nonetheless, it’s necessary to notice that the scheme doesn’t cowl every thing. Therapies like beauty surgical procedure, organ transplants, HIV retroviral medication, some superior coronary heart and mind surgical procedures, and care overseas are excluded. Sure units equivalent to listening to aids and dentures are additionally not a part of the advantages.
To remain lively on the scheme, customers are inspired to dial *929# to resume and hyperlink their NHIS card to their Ghana Card.
The MyNHIS app additionally gives a handy option to register and handle your membership.
Understanding what your card can do for you ensures you take advantage of your entitlements the following time you search healthcare.
By: Jacob Aggrey
